Your family. Your career. Both.
Childcare costs more than college. Cub finances your childcare and lets you repay it over time — so no monthly bill forces you out of the workforce or away from the life your family is counting on.
$25,000+
Average annual childcare cost in the US
1 in 3
Parents reduce work hours due to childcare costs
$1M+
Lifetime earnings lost when a parent leaves work
How it works
Three steps. One less thing to stress about.
Tell us your situation
Share your childcare provider, monthly costs, and how long you'll need care. Takes two minutes.
Get your Cub plan
We show you exactly what you'll pay per month — spread over a term that actually works for your family.
Cub pays your provider
Your childcare location gets paid on time, every time. You repay Cub on your schedule.
The math
The same cost. A fraction of the burden.
Based on average US childcare costs of $2,100/month for 36 months.
Without Cub
$2,100
per month, for 36 months
- ✗ Impossible to save
- ✗ You may be forced out of the workforce
- ✗ Financial stress during crucial career years
With Cub
$1,340
per month, over 60 months
- ✓ You stay in the workforce, on your terms
- ✓ Provider gets paid reliably, every month
- ✓ You build financial stability, not debt panic
For childcare providers
Get paid on time. Every time.
Partner with Cub and offer financing to the families you serve. You get guaranteed, on-time payments. Parents get a plan they can actually afford. Everyone wins.
100%
Payment guarantee
< 48h
Provider onboarding
$0
Cost to providers
5★
Parent satisfaction
Have a nanny? We're building that too.
In-home care costs just as much — sometimes more. We're partnering with nanny payroll services so you can finance your nanny the same way. Get notified when it's ready.
Your children deserve great care. You deserve your career.
See your personalized Cub plan in two minutes. No commitment, no credit check to get started.
Get your free plan